Student Loan Forgiveness: Tax-Free IBR Discharges Available Through December 2025
If you’re repaying your federal student loans under an Income-Based Repayment (IBR) plan, a crucial deadline is quickly approaching. Through December 31, 2025, student loan balances forgiven under certain federal programs—like IBR—will not be taxed as income. That’s right: your discharged debt could be completely tax-free, but only if it’s finalized within this limited window. … Read more